For Parents
What your child will be able to do.
Your school has adopted (or is considering) a financial-literacy programme that runs from the first grade to graduation. This page explains what your child learns each year — and what it asks of you.
What your child learns, year by year
In primary school the hero, Vlad, is seven when your child is in Grade 1 — and he grows up alongside them. After that, the program keeps climbing all the way to graduation. Each year adds one layer:
- Grade 1 — money is earned; every coin gets a job in one of four jars: earn, save, spend, share.
- Grade 2 — wants vs needs, and the questions to ask before buying anything.
- Grade 3 — how markets and prices work; comparing before choosing.
- Grade 4 — a real budget: planning a month of money before spending it.
- Grade 5 — advertising literacy: your child starts interrogating adverts before the adverts interrogate their pocket money.
- Grade 6 — banks, cards, and where money lives when you can’t see it.
- Grades 7–9 — the real economy: financial products, inflation, income and taxes, a first business idea, and how exchange rates reach your family's shopping basket.
- Grades 10–12 — the decisions waiting after graduation: credit, insurance, markets — capped by a personal financial plan your teenager builds and presents.
What it asks of you
One book per student per year, arranged through your school like any other textbook. No app, no screen time, no subscription. The stories are built to be re-read at home — many of the conversations they start are better at the dinner table than in class.
The current editions are in English — schools use them for financial literacy and English reading practice at once. If your school hasn’t adopted the programme yet and you’d like them to, tell us and we’ll send the school a sample pack.