Secondary School · Grade 8 · Ages 13–14

Income, Taxes and Enterprise

Earning at scale

Grade 8 is the earning year. Where primary taught that money comes from work, this unit asks the bigger questions: what kinds of work, what kinds of income — and why does the amount on the payslip shrink before it arrives? Taxes enter the program honestly: what they take, and what they build.

The year in depth

The centrepiece is enterprise. Students design a first business idea and defend its numbers: what it costs to start, what it earns, and the difference between income you work for and income your assets earn while you sleep. Budgets grow real complexity to match — multiple income streams, fixed and variable costs, and a plan for when the plan fails.

What your students learn

  • Plan a budget with real complexity — income streams, taxes, fixed and variable costs
  • Explain where taxes go, and argue about it with evidence
  • Distinguish active from passive income, with examples they can name
  • Propose a small business idea and defend its arithmetic

For the teacher

Teacher-led classroom unit: session plans, budgeting and business-pitch activities, written assessments — fits economics, civics or advisory periods.